One man band limited company of straw failing to provide insurance details for a possible claim or to contact his insurers. Does he legally need to do so?
Alasdair Taylor's Answer
There is no general rule of English law that a company must carry insurance with respect to customer claims, or that they must disclose details of that insurance to a customer upon request.
However, for some particular types of business, there is an obligation to carry insurance (e.g. solictors).
I don’t do any litigation work myself, and I am unsure whether any of the Pre-Action Protocols require this type of information to be provided. I suggest you have a look at the Protocols, avaliable here: